Downwardly: "By the time you foreclose on my house, I'll be dead."

In this photo released Oct. 7, 2008, by the California Department of Motor Vehicles shows Karthik Rajaram. The 45-year-old, a former money manager, fatally shot his wife, three sons and his mother-in-law before killing himself, Oct. 6, at their home in the San Fernando Valley neighborhood of Porter Ranch in Los Angeles. Across the country, authorities are becoming concerned that the nation's financial woes could turn increasingly violent, and they are urging people to get help. (AP Photo/California Department of Motor Vehicles, File)