Barclays Bank of Delaware Commits Fraud in Charlotte, NC Airport

This is awful; it's amazing what some businesses will do to try and get people to sign up for things they would never want to otherwise. I mean, who needs another credit card?

I sure didn't need nor WANT another credit card.

And trying to get that negative mark off my credit will be probably be impossible.

The Banks have ALWAYS been the villains lurking behind the recent Credit Fiasco. Yeah...there are Mortgage Brokers and CC Banks that deserved to go away, but the biggest pirates just got bigger, then got money from the government. The Credit Reporting Agencies are in their pocket. But wait, the info you gave them will be creating junk CC offers, Spam, and garbage "Snail-Mail" for years to come, so see if there's an opt out clause in the application and use it.

Very sneaky. Why didn't you ask her to take your name and info off, and remove your so-called application? esp. under the circumstances...

I'm sorry for your awful experience, and it's a good story to warn others about the credit card industry's aggressive tactics intended to lure customers. 

They are one of the very reasons behind the whole global economic crisis. The Indian economy is strong...everyone hasn't been given mass amounts of credit cards and it's not in their culture to amass debt.

The citizens of the United States have been victims of marketing schemes and techniques for a long time now.

Let this be a warning to other countries.

Be nice if I could sue the heck out of them.

They need to be stopped.

Excellent point about selling your info.  Thanks for the first hand account of getting scammed.  It's a good thing she wasn't trying to steal your identity with all those good numbers you gave her.

Recently my Barklay's account had been emptied by some swindlers - I had had some fraudulent "bills" for "consultations" - for entire the amount I had in Barklay's.

Well, after coming to Barklay's office I was asked many times who are these people who robbered me and what part of my money stolen I get back from them, when Barklay's provide me with compensation...

Not only I was shocked. Moreover, I was ARRESTED in Barklay's office by police officers, 'cause Barklay's authorities reported me as a member of an international criminal group.

I had to come to UK in October 2004 - just because the alternative was either starving to death (I'm Latvian, unemployeed for 13 month to that time, with no support ever), or to hang up, I apologize for my language. Since coming to UK I worked in the one very place, in the factory for three years and eight months -please, show me the swindler, who's working at  factory 12 hour shifts, both days and nights?

I've been released from Police Station with apologies after two hours. Bank had to compensate me stolen money, but my account was terminated and I received a horrible letter from someone of Barklay's authorities, which I'm saving up to now.

Horrible people, indeed, are working in this Barklay's bank. I'm just from Madrid - I was really disappointed when I saw the word BARKLAY'S on the one of nice Madrid's buildings.

Barclays has told an Islamic group they are not allowed to use their bank any longer.

Perhaps they thought you were a member.

And, the  reply by "FBI"  was written by me to show people that misinformation can be spread like wildfire over the net and people like infowars and other conspiracy theory webgods can target specific demographic groups and cause mass hysteria...I am not going to debate conspiracy theories here.

This is what happened to me.

Deal with the illegality of it.

Hey, one of my specialties is contract law. I have a B.S. in management and was a member of the National Association of Realtors for a few years. 

I post here to expose marketing and business offenses to society...not for profit...so get off my  back anyone who wants to discredit my personal experience.

If  you have a problem with my posts, try spending more time reporting about dogs getting abandoned. That's a worthwhile activity.

Interesting story! Next time try to read what you have been offered before giving them any details!!

!!Sue Them A.S.A.P!!

FYI,

Being declined for a CC does not ruin your credit.  The only thing that will show on your report is an inquiry from Barclay's.  The Credit Agency has no idea whether you were declined or approved.  Your rating is impacted much more by your maxed out cards than a single inquiry.

What actually happened is shameful and wrong,  but will not ruin your credit as many assume.

Maxed out cards which are paid do not harm your credit. Ironically, you HAVE to have loans and pay them to be ablot to even have a credit score. My grandmother tried to get a credit card when she was in her 80's and because she never had a loan in her life, she couldn't get one. 

Being turned down for a credit card does hurt your credit score.

My credit was not ruined...but it could take five years to get that off my report, which affects my overall score.

I am going to report the incident to the Federal Trade Commission.

Maybe if it happens to other people and the FTC gets complaints, perhaps they will do something.

I am also going to complain to the Better Business Bureau.

These giants control almost every aspect of a person's life nowdays.

I love reading all of these posts that blame other people for their own personal choices. You democrats are lovely. It must feel great to always be able to cry about how other people have forced you into applying for a credit card or spending more money than you actually have. The morgage companies made you buy the house you could not afford. The credit card companies forced you to swipe the credit card. BooooHooooo. I do not feel bad for you at all. Grow up and get over it. Stop trashing Barclays for carrying out their business model of extending credit. If you had gotten approved you never would have written this filth of an article. Also you could not be more incorrect about the effect of what maxing out your cards does versus being declined for a single credit card. Do your homework before you spout off silly comments...the maxing out of your available credit limits will negatively effect your credit much more than a credit card decline. Think about it BOZO, you got declined becuase you cannot pay the loans that you already have. You should THANK Barclays for not allowing you to put yourself further into debt. They actually did you a favor. 

Fraud is fraud.

Deal with it, "nashkt52"

I thought I was signing up for a rewards programs.

Maybe you should try blaming American white collar criminals instead of their victims.

What is fraud about a huge sign that has a picture of a MASTERCARD? Are you serious? WOW!

USAIRWAYS also has cancelled their arrangement with Bank of America Visa in favor of the Master Card from Barclays. My wife and I have used the Visa for a number of years and prefer it because I can pay the balance monthly at a local branch of BOA. There are no Barclays branches available and I'll be darned if I'll trust my monthly payments to the US Postal Service! Our balances have been as high as $29K and I hate to think what overdue fees would be on that amount. We're changing cards, bank, and preferred airline. Sorry USAirways.

Please tell everyone you can reach by e mail or phone not to have any dealings with cards issued by Barklys Bank Delaware. They are trying to get me to pay fees for a card that I didn' t recieve initally, so I cancelled it. Now they send me a payment request every month, with interest for a cancelled card that I never received.  I.

I have been using the Juniper Bank US Airways card for four years without a problem.  My one mile for one dollar in purchases, in additional to two miles for each dollar for US Air purchases, IN ADDITION to the miles I fly on US Airways have provided me two round trip tickets to London during the past three years.

I have almost enough miles for a third trip.  I plan to go again next year.

I always look for a Barclays Bank ATM when travelling in England.

The Juniper Bank was recently bought by Barclays. I hope you continue to have good luck with them.

Art_By_Alida - Rejections do not show up on your credit report and do not factor into your credit score.  Inquiries do, which is what this was, and yes it will show up on your report for five-seven years.  However, it will only adversely affect your score for a portion of that time.  In general, one or two isolated inquiries do not have a significant effect on your credit score.  Large numbers of inquiries - especially over a short period of time - can reduce your score (although if they are all related they are treated as a single inquiry: e.g., multiple inquiries by mortgage lenders as you shop around for a home loan).  On the other hand, maxed out credit cards do cause your score to go down because it means you have high "credit utilization" - the more credit you use, the lower your scope.  Like almost anything else though, you can change the effect of maxed out cards by paying them off.  However, there is a one-two month lag in your actual credit activity and what shows up on your credit report. So if you max the cards out monthly, but also pay them off every month, you're probably not going to see much activity on your credit report...depending on when during your credit cycle your credit card company reports to the credit bureaus.  If your card is maxed out when your credit card company reports to the bureau, it's going to show up on the report as maxed out even if you pay it off the next day.  But by the time the next month's report rolls around, you'll have paid it off and your next credit report will be show that you've paid.

I FEEL FOR EVERYONE WHO HAS DEALING WITH BARCLAY BANK OR HAS A JUPITER CREDIT CARD. I BEEN FIGHTING WITH THEM OVER THE PHONE FOR TWO MONTHS NOW, THEY GAVE ME A CREDIT CARD WITH A LOW INT RATE ONLY AFTER I USED IT, AND RAN UP A $2000. DOLLAR BILL, IT TOOK THEM TWO MONTHS TO TRIPLE MY INTEREST RATE FOR NO GOOD REASON , CALLING THEM SIX TIMES ALL I GET IS "IT BECAUSE OF THE ECONOMY," BULL CRAP!!!1 THEY ARE THEIVES AND I AM REPORTING THEM TO THE C.O.C. I AM FILING A FORMAL COMPLAINT I THINK EVERYONE SHOULD DO THE SAME