Credit Cards

I'm getting tired of so many debit/credit cards. They work only when they want. Plastic vampires that suck your account dry the moment you get your paycheck.

"In recent times, credit card portfolios have been very profitable for banks, largely due to the booming economy of the late nineties. However, in the case of credit cards, such high returns go hand in hand with risk, since the business is essentially one of making unsecured (uncollateralized) loans, and thus dependent on borrowers not to default in large numbers." Wikipedia

Smart people these bank dudes...