Instructions for reforming the US monetary system.

The private market can provide loans just fine.   State banks will compete against each other and there will also be private lenders.   Any additional risk taken on by these methods will be GREATLY outweighed by the increased stability of the money supply (in general) and the fact that inflation , caused by rampant printing of money by private bankers, won't occur any more.   The greatest cost to Americans today is that their savings is losing its value faster than it can be accumulated.

It's important for everyone to think about what change would help make things better.

Actually, this is less ridiculous that what our elected law makers are planning to do to us. At nearly a trillion dollars, they will be adding temporary jobs while purchasing their electoral future at about $300,000 per job created. All of this, while junk mortgaging our kids and grandkids future and freedoms.

Why not change the current way our banking and business systems so that they can not be socialized ... ever.

That ... would be novel.

To deal with one aspect of the financial crisis from a psychological perspective the government should 1) freeze the capital gains tax and 2) motivate the small investor by matching investment in the US stock market (up to a maximum yearly sum).  These "simple" ideas might encourage investment in the overall economy and re-affirm belief in the system even in these troubled times

This is the Board of Governors Building in the District of Columbia for the Delaware private closed corporation central banking cartel monopoly, the unconstitutional Federal Reserve System of Banks. By unconstitutional law, The Fed has the EXCLUSIVE right to set US Government policies and interest rates, and issue fiat "out of thin air", money as debt US Fed Note Dollars, registered as ever-escalating, interest bearing taxpayer public debt in the US Treasury. The biggest scam in our neo-fascist government.

AlwaysAwake has contributed a photo to this story.

Early this month, libertarian conservative Congressman Dr. Ron Paul of  Texas introduced a bill into the US House of Representatives to abolish the Board of Governors for the Federal Reserve System of Banks.  Presumably, this would end the EXCLUSIVE right to set monetary policy for the US Government, and control interest rates and prices. It would also end the advantage of the Federal Reserve Bank of NY, over all the others. And, perhaps most importantly, it would sever control by the diabolical, omnipotent private closed corporation international central banking cartel monopoly, the Bank for International Settlement (BIS), based in Basel, Switz., with money laundering and collection offices in Mexico City, D.F., and Hong Kong, SAR. Besides controlling all but 6 of the national central banking cartels and currency issuers, BIS also controls the IMF; the World bank; all the development banks; the WTO; and much more.  Treacherous former British spy at Moscow State University, Lord Edward George, Baron of St. Tudy,  Ex-Governor of the Bank of England, is the Rothschild "mole" on the Board of BIS, along with Ben Shalom Bernanke, and the others. "Steady Eddie" George is also on the Boards of Rothschilds bank in paris, and their Swiss food giant Nestles. Ultra-Rich financial arch-criminal Baron David Rene de Rothschild is Chairman of Rothschilds bank, and Vice-Chairman of the umbrella Paris Orleans holdings, where he shares power and ownership with Chairman Baron Eric de Rothschild, and Sir Evelyn de Rothschild, former head of NM Rothschilds & Sons, Ltd., of the City of London ( not London ), now folded into Paris Orleans. It is the HQ for the Imperial Rothschild 250 Year Family Dynasty Empire, reputed to possess more than half the known wealth in the world.