Restaurant Loans Provided by Horizon Business Funding

Horizon Business Funding specializes in providing cash advance financing to restaurant owners who have had difficulty obtaining loans from banks or other lenders. If your bank loan applications have been rejected due to bad credit, or for any other reason, our restaurant financing program is a perfect alternative.

We provide fast approval and funding within 48 hours, so you can get the capital you need right away. Our business cash advances range from $1,000 up to $1,000,000. Additionally, there is no fixed repayment term, and our payment plan is designed to put minimal strain on your business' cash flow. 

How It WorksWhen we provide you with restaurant financing, we purchase a percentage of your future sales and advance your capital up front. After you receive your advance, we deduct a small fixed percentage from your daily earnings until the full amount is paid back. This means that you will not be overburdened with payments when business is slow, and there is no fixed repayment term. 

• No collateral or liens on your property.
• Receive funds within 48 hours.
• No credit card processing required.
• No application fee.

• Bad credit is not an issue.
• Bankruptcy and foreclosure OK.
• Advances do not appear on your credit report.
• No restrictions on use of funds.

Apply and QualifyApplying for restaurant financing is not the same as applying for a bank loan. With bank loans, you are required to provide extensive documentation for review, including tax returns and business plans. On the other hand, to qualify for our restaurant financing program, all you have to do is complete the form on this page. If you operate a restaurant in the United States and are able to provide proof of reveue, you will likely be approved. We approve 95% of all financing applications we receive.

If you are approved, your financial consultant will work with our underwriting department to determine how much money you qualify for. You will need to provide us with the following information: 

• 3 months of bank statements
• 3 months of credit card processing statements (if available)

Even if your business does not process credit cards, you are still eligible to qualify for restaurant financing, so don't hesitate to apply.

Restaurant Loans