President Obama Is Driving Me Insane

Thank you for this tikun.  The jury is still out, but I.m not sure I like what I.m seeing.  He is reaching the 100 day point of his presidency and I still see the blame game reaching back to the former administration.  It.s time to take responsibility.

I never owned real estate, because I was way too poor.  I worked as a legal assistant and I raised 3 kids, who were not very considerate of my bank account.  I also got absolutely no child support for one of my children, who cost a fortune after she became a teenager, and I had two other children, whose father could barely hold down a job.  So I'm paying all this money out, and there is nothing for rent, let alone to buy a house.  So I moved to Tucson Arizona and found an apartment that was $200 a month.  I always keep my rent as low as I can.

I had to sell my mother's house after she died, that's the only experience I had with realtors, and I'm really glad I never met these creeps before.  When an elderly person dies, that represents the biggest house flipping opportunity in America.  Depressed property.  Fix it up, and flip it out, and get a guy who's working on his own while he's working for Washington Mutual, to come over and inflate the value of the house.

They sold my mother's house 2 times in the same day, before I ever signed the papers.  Each person on the list, sold the house for $100,000 more than they wanted to offer me. I caught them by following them on the hunch that they were out to swindle me.  Then I wrote all over the garage door the name of the biggest real estate company in America who did it - 

The local news wouldn't even run a picture of it in the paper because they bought so much advertising from the paper.  It blew their mind that somebody would expose them.  I don't care what rich people do, and I"ll face it off with them every opportunity I get.

Then I painted the name of the same realtor on my car, and parked it in front of their big fancy office in Beverly Hills.  Then I drove it all over Beverly Hills, and pretty soon, I picked up a private investigator for the firm, who couldn't quit taking pictures.

I got a very nasty letter from their attorneys threatening to sue me for slander, and I served them all with subpoenas and made them show up at a big hearing.  I got the house back and sold it to my father's friend.

Only a real corporate legal assistant could pull this off, but I know the boundaries.  It should not be that way.  They do that to every person in America, and so far, I haven't seen Mr. Obama going "Bad Real Estate People....." or pointing his boney finger at them.  

I want to thank you for stopping by and commenting.  Seriously, I really do appreciate the time you took to comment.  But I know poverty, and people who get to Harvard by way of student loans or come from poverty, don't stand around pointing fingers at individuals who are stuck in a really bad real estate situation, and make value judgments about the buyers.

If Obama had ever tried to buy a house on say his income while he was in school, and realized that the only way to qualify for one of these nightmarish loans is to cough up some ridiculous credit score, then take half his savings if he had any, and put it on a down payment, just to get stuck with a $2000 a month mortgage, he would understand what people who don't go to Harvard have to put up with.

People who have even a moderate income and feel that they are stretched, don't have any concept of really being poor, and I mean, living paycheck to paycheck, and you use up your earnings paying inflated rents, and you can't even save anything for a down payment.

What happens in these mortgage situations, is the lender and the seller hold the buyer in a squeeze play, where if they want the house, they have to succumb to the terms, and in all cases, the terms are excessive.  The terms of a mortgage are never not excessive.  So the homeowner honestly thinks that he can buy a house that he can barely afford, and then eat ramen noodles and maybe the house will go up in value, and he can take the deduction, but it never works like that.

The whole profit motive in mortgages is to inflate the price of the house to an excessive rate where they bank gets to bankrupt the buyer, then they get the house back, and they keep the house and re-sell it, hopefully at an inflated value or higher rate of interest.

The bank and the house-flippers and the realtors are all playing the same ballgame.  If the priority was to make America a stable sustainable place to live, they would have done everything in their power to keep the original homeowner in the house, and no destabilize the community.  Communities in America are not a priority.  Stability is not a priority.  Huge profits for the game players is the priority -- and Obama is a big player in this game.

So I pretty much am willing to get in his face when he starts pointing fingers at the buyer, instead of this big real estate game.  They do not regulate the fraud in the real estate industry.  They don't prosecute the fraud, and that is all real estate investment really is - is fraud.  There is not real estate deal in the United States that isn't riddled with fraud.

Don't even point your finger at the consumer Mr. Obama.

As far as global warming, I have a degree and I lived with a physicist.  I was studying physics and math for a while, but I switched to Fine Arts.  I would love to go back, but I don't know if my brain can tolerate it.  I understand concepts.  

My family were all farmers in the Midwest, I'm 62.  I spent my childhood on the family farm, and lived all over the U.S.  You could have called me a hippie when I put in a vegatable garden in the 1970's, and we experimented with organics, and avoided sprays.  My family has always grown their own, way way way back in the 19th Century.

My grandfather never sprayed his garden, and we never sprayed our family farm, and it produced corn and rye with no problem at all.  They had alfalfa out there until you had to wear a mask.  I know what the humidity levels are for farming.  We had to take about 3 showers a day, just to cool down.  

The humidity levels are way too high right now.  They have messed with the atmosphere and put carbon emissions where they should never be.  They also turned desert land and upset the original ecology.  Whenever you really mess with the earth's atmosphere, you're going to throw a monkey wrench in the system.  They became dependent on pesticides, because the manufacturers of pesticides wanted huge profits.  Now they messed up the original design and it's based on pesticides.  

They don't grow crops on the original design either.  They rotate and plant the wrong cycles of crops, and they irrigate differently, and it's all based on the profit motive.  You would have to be out there in the fields, and all over the Midwest and deserts to understand how they are messing with the atmosphere.  When you see it for yourself, then you understand.

I think it's impossible to speculate on theories unless you can personally experience things.  People understand better when they're standing in the middle of it.  They need to respect what their grandparents and great-grandparents did, and learn from history.

Have you ever been in a monster storm?  I sure have, and they are nothing like the old storms we used to have out there.  They are brewing up some real monster storms because they raised the humitidy.  It's exactly like a pressure cooker.  If you don't regulate the rocker on a pressure cooker, you're going to blow that pressure cooker all over your kitchen.